Topher's "Incredibly Useful Information"
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Your privacy has been breached. Someone has stolen your identity. We present a number of actionable ideas you should begin today which will help limit the damage, get your identity back, and maybe even stop the thieves. Consider taking all of the following actions immediately! |
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6. Carefully Check All Of Your Statements And Bills Review your credit card bills, bank, brokerage, and other financial statements monthly. Immediately report any discrepancies. |
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7. Close All Affected Accounts Close all accounts that you think may have been targeted. Follow-up in writing with each of those companies. (Consider using certified mail, with a return receipt requested as additional documentation). After you have closed an account, always ask for a letter confirming closure of the account, and that they discharged the debts (if a creditor). Keep the letter in your files for future reference, as you may need it if the account reappears in your credit report. |
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8. Change Your Passwords Change all of your passwords. Make them a combination of lowercase and uppercase letters and include numbers. Do not use any combination of your name, date of birth, or other personal information. |
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9. Review Your Credit Report You requested free credit reports in #1 above. As each arrives, check the report carefully for unknown accounts and charges. Ask the credit bureaus to remove any errors your find. |
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10. Keep Good Records Keep a file of all identity theft related paperwork and keep track of all conversations. Write down the name, title and contact information of everyone you talk to, what they tell you, and the date and time the conversations took place. Follow-up in writing with everyone you speak to. Keep copies of all correspondence or forms you send, and keep the originals of your supporting documents (like the police report in #2) and letters to and from creditors. Send only copies of these items. Keep the records for 7 years after your case is closed. |
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Protect Your Privacy Visit our Protect Your Privacy page for actions you can take today to help protect your privacy. Information is from sources believed to be reliable but cannot be guaranteed. The information presented is an opinion intended to assist people who have been a victim of identity theft. Since we do not have complete control over the "Ads by Google" appearing on this page, we do not directly endorse their sites or products. Please notify us if you find any of the advertisers to be misleading. |
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Credit Report Directory Quickly locate all the contact information and links you need for getting in touch with Experian, Equifax, TransUnion, and Innovis, and how to get a free credit report. |
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Opt Out! Contact information and tips for getting yourself removed from junk mailing lists and telemarketing lists. |
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Protecting Your Privacy Information to assist you in protecting your identity and personal data. |
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How To Find and Collect Your Unclaimed Property Information on how, and where, to search for free and how to claim any lost money. It's worth searching just to find out if any money is owed to you. |
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Feel free to contact me to correct any information in this article or to alert me to additional information one should consider. © 2007 Topher Updated 2019 Thank you for visiting. Aloha! |
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